How to Add a Bank Account in TreasuryDirect

Adding a bank account in TreasuryViewer only takes a minute, but there are a few things worth knowing before you tap through the process.

Finding the Right Screen

Open the app and tap the Profile tab — it’s the one on the far right of the bottom navigation bar. Tap your name or user card near the top to get into Account Settings, then scroll to the Wallet section and tap Edit Bank Accounts.

Filling Out the Form

Tap Add Account at the bottom of your linked accounts list. The form asks for five things:

Name(s) on Account — type the name(s) exactly as they appear on your bank account (22-character limit).
Bank Name — the name of your bank (30-character limit).
Routing Number — the 9-digit number that identifies your bank.
Account Number — up to 17 digits.
Account Type — Checking or Savings.

The Add Account button stays grayed out until every field has something in it, so fill them all in before trying to submit.

After You Submit

A successful submission shows a confirmation message at the bottom of the screen, and your accounts list reloads with the new entry showing up. If TreasuryDirect triggers a security question during the process, just answer it and continue.

A Few Caveats

Newly linked accounts are automatically set as non-primary. Changing that designation can’t be done in the app or even on the TreasuryDirect website — it requires mailing in a form, so don’t count on a quick turnaround there.

Also worth checking: if you recently deleted a bank account that had pending transactions tied to it, those orders may be affected. Pull up Manage Orders to see if anything looks off.

On a broader note, your linked bank accounts are the only places TreasuryDirect can send money when you redeem savings bonds or receive interest and maturity payments, so keeping that list current actually matters.

Steps to Add a Bank Account

Sign in to your primary TreasuryDirect account.
Click the ManageDirect tab along the top of the page.
Look for the Manage My Account section and click Update my Bank Information.
On the Bank Information page, hit the Add button.
Fill in all the required fields for your new bank account.
Want this to be your default account? Check the box that says Make this my primary bank information.
Click Submit and you’re done.

Bank Account Verification

Any new bank account you add gets run through an automatic verification process. If your details don’t check out on the first try, you get two more attempts to correct and resubmit.

Fail on the third try and the account goes on hold. You’ll get an email explaining next steps, including a link to the Bank Change Request Form (FS Form 5512) — you’ll need to fill that out to get things sorted.